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Average Life Insurance Cost. Find out how much you’ll pay for life insurance based on your age, gender, health and more. Average life insurance cost for smokers.
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It all depends on who is asking and the type of insurance you are shopping for. For instance, a healthy woman aged 30 may be able to purchase a $250,000 term life insurance policy for less than $30 a month. When it comes to life insurance, smoking is a costly habit.
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All term and whole life policies are for $500,000 of life insurance coverage. The average life insurance cost depends on many unique factors that depend on your lifestyle, age, occupation and overall health, however you have a certain amount of say in what you pay. Average life insurance cost for healthy people. For instance, a healthy woman aged 30 may be able to purchase a $250,000 term life insurance policy for less than $30 a month.