Selling A Term Life Insurance Policy at Life

Selling A Term Life Insurance Policy. We can create a discounted cash flow analysis to establish the value of the policy. For instance, selling your life insurance policy may cause you to have to pay capital gains.

Universal life insurance policies and death benefit amounts over $100,000 are the most desirable, although term life and smaller policies can also be sold, lisa says. Selling a term life insurance policy for cash is not as common, but it may still be possible depending on your policy. They pay your premiums and receive the death benefit when you die.

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Ad affordable, flexible term life insurance at your pace. Once converted, a life settlement provider can then make an offer based on your age, health, type of insurance, premiums and death benefit. Selling a term life insurance policy for cash is not as common, but it may still be possible depending on your policy. Selling a life insurance policy is called a life settlement, sometimes known as a viatical settlement.